Unfortunately, truck accidents are common, and they can often result in serious accidents, or at the very least serious damage. If you are involved in an accident, you should seek the advice of a personal injury lawyer, and be aware that the amount of time you have to file a claim may be limited.
The state in which a trucking accident occurs is one of the most defining factors of how long you have to file a lawsuit for your accident. The state that offers the longest time limit is Oregon, with ten years left open to file your lawsuit. Maine, Minnesota and North Dakota are all tied for second place, giving victims of truck accidents six years to file their claims. Most other states allow people harmed in an incident two to three years to file a truck accident lawsuit.
While each state has its own time limit for filing a truck accident claim, you may actually have less time than allowed by the state. This is because many drivers have Uninsured or Underinsured Motorist Coverage (UM or UIM). With these options, there may be notice provisions that place a much shorter requirement on the multiple-year-long statute of limitations in filing a lawsuit against a negligent truck driver. In these cases, the insurance policy contract has precedence over the established time limits for filing your lawsuit.
Consult your state’s time limit chart to find the standard amount of time you have to file based on where you live or where the accident took place. Then check your auto insurance policy immediately so you can provide notice to your insurance company as well as view any notice provisions regarding filing a truck accident lawsuit.